XM
🔥Most PopularXM (XM Group) Founded in 2009 and headquartered in Cyprus, XM Group stands as one of the world's premier forex and CFD brokers. With a client base of over 15 million traders across 190+ countries and multiple top-tier regulatory licenses including CySEC and ASIC, XM offers access to 1,400+ trading instruments across MT4, MT5, and TradingView. Renowned for tight spreads, flexible leverage, and an exceptional suite of educational resources, XM remains a trusted destination for investors worldwide.
Data, terms and limitations
- Data source
- Broker records maintained by Cloud Speed
- Term verification
- No item-by-item verification record supplied
Reference page checked on 2026-09-15. It does not verify Cloud Speed's rebate rates or eligibility; the account offer shown may differ by entity or region.
XAUUSD: Per-lot cost example
Displayed account: Ultra Low
Spread cost + commission - rebate = estimated net cost
$26/lot + $0 - $8.1/lot = $17.9/lot
Uses the displayed account and instrument data in USD per lot. Excludes swaps, slippage, conversion and funding fees. Confirm whether commission is quoted per side or for the full trade; these figures are not a live quote or a profit guarantee.
Before relying on a rebate, confirm the referral link, account type, legal entity, country eligibility, qualifying trades and payment schedule with the broker or partner. A payment frequency in the table is not evidence of a completed payout.
Trading Cost Overview
Displayed account: Ultra Low
| Instrument | Spread Cost | Commission | Swap Long | Swap Short | Rebate | Net Cost |
|---|---|---|---|---|---|---|
| XAUUSD | $26/lot | $0 | 0 | 0 | $8.1/lot | $17.9/lot |
| EURUSD | $20/lot | $0 | 0 | 0 | $3.6/lot | $16.4/lot |
| GBPUSD | $24/lot | $0 | 0 | 0 | $3.6/lot | $20.4/lot |
| USDJPY | $25/lot | $0 | 0 | 0 | $2.7/lot | $22.3/lot |
Account Types
| Account Type | Min Deposit | Base Currency | Leverage | Commission | Swap Type |
|---|---|---|---|---|---|
| Standard | 50 | USD, EUR | 1:1000 | 0 | Swap-free available |
| Micro | 50 | USD, EUR | 1:1000 | 0 | Swap-free available |
| Ultra Low | 50 | USD, EUR | 1:1000 | 0 | Swap-free available |
Execution Details
Max Leverage
1:1000
Margin Call / Stop-out
50% / 20%
Execution Type
Market / Instant
Platforms
Markets
Rebate Details
| Account | Instrument | Rebate | Auto Rebate | Rebate Cycle |
|---|---|---|---|---|
| Ultra Low | XAUUSD | $8.1/lot | Yes | Daily |
| Ultra Low | EURUSD | $3.6/lot | Yes | Daily |
| Ultra Low | GBPUSD | $3.6/lot | Yes | Daily |
| Ultra Low | USDJPY | $2.7/lot | Yes | Daily |
Regulation & Safety
| Regulator | Entity | License ID | Jurisdiction | Protection |
|---|---|---|---|---|
| BAFIN | XM | Not provided | Germany | Segregated accounts |
| CySEC | XM Cyprus | Not provided | Cyprus | €20,000 ICF |
| FSC | XM Global | 8557558 | Belize / International | Segregated accounts |
| FSA | XM | SD90 | Seychelles | Segregated accounts |
XM score-based review
XM currently scores 7.9/10 on Cloud Speed. The strongest signal is Transparency, while Tools is the area traders should review more carefully before opening an account.
Weights: regulation 30%, cost 30%, execution 15%, transparency 10%, tools 10%, risk model 5%. Missing sub-scores currently default to 6/10. Scores are comparison aids, not independent safety certifications.
Strongest signals
Transparency scores 10.0/10, which is one of the stronger parts of the XM profile.
Regulation scores 8.0/10, which is one of the stronger parts of the XM profile.
What to verify
Tools scores 7.0/10, so traders should confirm the latest broker terms instead of relying on one headline metric.
Risk model scores 7.5/10, so traders should confirm the latest broker terms instead of relying on one headline metric.
Who it may fit
XM is most useful to compare when you care about XAUUSD net cost ($17.9/lot), platform support (MT4, MT5, Tradingview, Copytrading), minimum deposit (50), and automatic rebate handling.
Opening checklist
- Confirm the account entity and regulation references: BAFIN, CySEC, FSC, FSA.
- Check whether your country, account type, and platform qualify for the displayed rebate.
- Confirm deposit, withdrawal, leverage, stop-out, and rebate payout terms before funding.
XM trading cost and rebate notes
XM is listed with XAUUSD cost data showing $26/lot spread cost, $8.1/lot rebate, and an estimated $17.9/lot net cost. These figures help traders compare the practical cost after rebates instead of looking at spread or rebate in isolation.
XM supports MT4, MT5, Tradingview, Copytrading and covers markets such as XAUUSD, EURUSD, GBPUSD, USDJPY. Traders should first confirm that the broker supports the platform, account type, and instrument they actually plan to trade.
XM regulation references include BAFIN, CySEC, FSC, FSA. Regulation, licensed entity, regional eligibility, funding rules, and withdrawal terms should all be reviewed before opening an account.
Frequently asked questions
Rating Breakdown
XM
Up to $8.10/lot rebate